livi Business vs Rapyd Business Account: what each publishes
As of October 17, 2026, Rapyd Business Account takes these industries by its own published rules: iGaming, with conditions; Adult, with conditions; Forex and CFD, with conditions; Marketplace, with conditions. We hold no such rule from livi Business.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Rapyd Business Account
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | livi Business | Rapyd Business Account |
|---|---|---|
| iGaming | No published rule | With conditions |
| Adult | No published rule | With conditions |
| Forex and CFD | No published rule | With conditions |
| Marketplace | No published rule | With conditions |
| Crypto | No published rule | Depends on the activity |
| Unlicensed financial services | No published rule | No |
| AI and SaaS | No published rule | No published rule |
Where owners must live
livi Business
Ultimate beneficiary owner, director, or ultimate controller of the company should hold a HKID or a Mainland Resident Identity Card
Rapyd Business Account
No published rule
Rules about countries
Rapyd Business Account
The Rapyd Business Account is currently supported in the following countries and territories: … Hong Kong … United Kingdom
Fees
livi Business
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| livi Business Account | HKD 1,200 account opening fee, including HKD 300 for the company search | Not stated | · Source |
Rapyd Business Account
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Rapyd Business Account (Hong Kong) | Not stated | USD 99 a month subscription; no minimum balance or fall-below fees | · Source |
Closing an account
livi Business
We may at any time, by notice to you and without giving any reason, close your business account or terminate a service. The notice may, if necessary, take effect immediately.
Rapyd Business Account
By Rapyd: we may terminate, or suspend the the Services and your ability to access funds in your Account, (as we deem fit, in our sole discretion) at any time by giving you: … At least a two (2) months notice; or
Account closed or frozen? What Rapyd Business Account’s terms say
Licence
| Licensee | livi Business | Rapyd Business Account |
|---|---|---|
| Licensee | Livi Bank Limited · licensed bank authorised by the HKMA | Rapyd HK Limited trading as Rapyd · money service operator licensed by the Customs and Excise Department of Hong Kong (MSO licence 19-06-02796) · Rapyd Payments Limited · electronic money institution authorised by the FCA (FRN 900688) |
| Regulator | HKMA · | Customs and Excise Department, Hong Kong (MSO) / FCA · |