Ant Bank vs Fusion Bank: what each publishes
As of October 17, 2026, we hold no rule from Ant Bank or Fusion Bank on the 7 industries we track; below, side by side: where each takes companies from, its fees, its terms on closing accounts and its licence.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Fusion Bank
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United States
- Developed Asia-Pacific
- United Arab Emirates
- Latin America
- Middle East & North Africa
- Africa
- CIS / Central Asia / Caucasus
- Jersey, Guernsey, Isle of Man, Gibraltar
- Other offshore centres
- Other
The regions its own documents name, read on October 9, 2026
Policy by industry
| Industry | Ant Bank | Fusion Bank |
|---|---|---|
| Crypto | No published rule | No published rule |
| iGaming | No published rule | No published rule |
| Adult | No published rule | No published rule |
| Unlicensed financial services | No published rule | No published rule |
| AI and SaaS | No published rule | No published rule |
| Forex and CFD | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
Ant Bank
No published rule
Fusion Bank
No published rule
Rules about countries
Ant Bank
No published rule
Fusion Bank
No published rule
Fees
Ant Bank
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| SME Business Account | Free (application fee waived) | No monthly service fee (waived) | · Source |
Fusion Bank
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Online opening (Business Account Opening Platform) | HKD 1,200 per application | None stated (no monthly account fee in the schedule) | · Source |
| Offline opening | HKD 2,000 per application; a Special Company pays an additional HKD 10,000 per application | None stated (no monthly account fee in the schedule) | · Source |
Closing an account
Ant Bank
Unless otherwise specified under the Business Client Documentation, we may notify you of the termination or cancellation of the Business Client Documentation, and of any or all of your Account(s) with not less than thirty (30) days’ prior notice.
Fusion Bank
We may suspend or terminate all or any part of your account or the services without giving you any reason, by giving not less than thirty (30) calendar days’ prior notice, or upon your request, a longer period of notice where it is reasonable and practicable to do so.
Licence
| Licensee | Ant Bank | Fusion Bank |
|---|---|---|
| Licensee | Ant Bank (Hong Kong) Limited · licensed bank authorised by the HKMA | Fusion Bank Limited · licensed bank authorised by the HKMA |
| Regulator | HKMA · | HKMA · |