Anytime vs Qonto: what each publishes
As of October 17, 2026, we hold published rules from Anytime on 0 of 7 industries and from Qonto on 6.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Anytime
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Ireland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
Its own list of countries, quoted below with its source and date
Qonto
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | Anytime | Qonto |
|---|---|---|
| Crypto | No published rule | Depends on the activity |
| iGaming | No published rule | No |
| Adult | No published rule | No |
| Unlicensed financial services | No published rule | No |
| Forex and CFD | No published rule | No |
| Marketplace | No published rule | No |
| AI and SaaS | No published rule | No published rule |
Where owners must live
Anytime
No published rule
Qonto
No published rule
Rules about countries
Anytime
Le compte courant Anytime est proposé aux sociétés domiciliées dans les pays de l’espace économique européen (EEE)*.
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Qonto
Qonto is available in 8 markets: France, Italy, Spain, Germany, Portugal, Belgium, Austria, and the Netherlands. Foreign companies can open a Qonto account if they are registered and headquartered in one of these countries.
Austria, Belgium, France, Germany, Italy, Netherlands, Portugal, Spain
Fees
Anytime
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Start (billed annually) | Not stated | EUR 9.50 per month excl. VAT, 'Soit un règlement de 114 € HT par an' | · Source |
| Easy (billed annually) | Not stated | EUR 19.50 per month excl. VAT, 'Soit un règlement de 234 € HT par an' | · Source |
| Boost (billed annually) | Not stated | EUR 29.50 per month excl. VAT, 'Soit un règlement de 354 € HT par an' | · Source |
Qonto
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Basic (self-employed) | Not stated | EUR 9 + VAT (monthly equivalent of an annual plan billed EUR 108; monthly billing also available, price not shown) | · Source |
| Smart (self-employed) | Not stated | EUR 19 + VAT (monthly equivalent, billed annually at EUR 228) | · Source |
| Premium (self-employed) | Not stated | EUR 39 + VAT (monthly equivalent, billed annually at EUR 468) | · Source |
| Essential (business teams) | Not stated | EUR 49 + VAT (monthly equivalent, billed annually at EUR 588) | · Source |
| Business (business teams) | Not stated | EUR 109 + VAT (monthly equivalent, billed annually at EUR 1,308) | · Source |
| Enterprise (business teams) | Not stated | EUR 199 + VAT (monthly equivalent, billed annually at EUR 2,388) | · Source |
Closing an account
Anytime
Nous nous réservons le droit de résilier pour convenance l’accès à nos Services avec un préavis de un (1) mois.
Qonto
For business payment accounts, the notice period to be respected is 30 days from the receipt of a closure notification (Article L314-5 of the Monetary and Financial Code).
Licence
| Licensee | Anytime | Qonto |
|---|---|---|
| Licensee | Anytime Solutions SAS (Crédit Coopératif group), agent of Treezor SAS · electronic money institution authorised by the ACPR (CIB 16798) | Qonto SA · payment institution authorised by the ACPR (CIB 16958) |
| Regulator | ACPR (Treezor SAS) · | ACPR · |