Does Qonto accept crypto businesses? (October 2026)
As of October 6, 2026, Qonto SA (ACPR) has no rule for crypto businesses as a whole, per its published policy. By activity: Crypto exchange / OTC: Not for unlicensed businesses; Crypto exchange / OTC: With conditions; Crypto payments, custody, on/off-ramp: Not for unlicensed businesses; Crypto payments, custody, on/off-ramp: With conditions; Web3 infrastructure (no client funds): Will not accept.
What the policy says
| Activity | Status | Scope | Checked |
|---|---|---|---|
| Qonto · Crypto exchange / OTC | Not for unlicensed businesses | Businesses without a licence | |
| Qonto · Crypto exchange / OTC | With conditions | Licensed businesses | |
| Qonto · Crypto payments, custody, on/off-ramp | Not for unlicensed businesses | Businesses without a licence | |
| Qonto · Crypto payments, custody, on/off-ramp | With conditions | Licensed businesses | |
| Qonto · Web3 infrastructure (no client funds) | Will not accept | Business account |
Mining, staking, creation and/or commercialization of NFTs, blockchain development, development of wallets (hot & cold wallets), decentralized exchange, PSAN activity without registration.
On the other hand, you cannot use your Qonto account to collect funds on behalf of third parties for activities related to your clients buying/selling crypto-assets, and/or operating a platform. For the actors concerned, you must be registered or licensed to carry out your activities under local law (e.g. registration of PSAN with the AMF).
Mining, staking, creation and/or commercialization of NFTs, blockchain development, development of wallets (hot & cold wallets), decentralized exchange, PSAN activity without registration.
On the other hand, you cannot use your Qonto account to collect funds on behalf of third parties for activities related to your clients buying/selling crypto-assets, and/or operating a platform. For the actors concerned, you must be registered or licensed to carry out your activities under local law (e.g. registration of PSAN with the AMF).
Mining, staking, creation and/or commercialization of NFTs, blockchain development, development of wallets (hot & cold wallets), decentralized exchange, PSAN activity without registration.
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What founders report
No verified outcomes yet.