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Juni vs Modulr: what each publishes

As of October 17, 2026, Juni takes these industries by its own published rules: Marketplace, with conditions. We hold no such rule from Modulr.

JuniFinansinspektionenModulrFCA / DNB

Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.

Where it takes companies from

Juni

Its own list of countries, quoted below with its source and date

Modulr

  • United Kingdom
  • EU / EEA (western & northern, plus Spain, Italy, Portugal)
  • EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)

The regions its own documents name, read on October 9, 2026

Policy by industry

Juni and Modulr: published policy by industry
IndustryJuniModulr
MarketplaceWith conditionsNo published rule
Forex and CFDDepends on the activityNo published rule
CryptoNoNo published rule
iGamingNoNo published rule
AdultNoNo published rule
Unlicensed financial servicesNoNo published rule
AI and SaaSNo published ruleNo published rule

Where owners must live

Juni

No published rule

Modulr

No published rule

Rules about countries

Juni

Here is a list of the countries we currently support: Austria Belgium Bulgaria Croatia Cyprus Denmark Estonia Finland France Germany Hungary Ireland Italy Latvia Lithuania Malta Netherlands Norway Poland Portugal Romania Spain Sweden

Juni · Takes companies registered in · · Source

Austria, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Malta, Netherlands, Norway, Poland, Portugal, Romania, Spain, Sweden

Modulr

Use of Modulr’s services for any dealings, engagement, or sale of goods/services directly or indirectly with the following are prohibited: … Jurisdictions Modulr has deemed as prohibited, including but not limited to - Afghanistan, Belarus, (Democratic Republic of) Congo, Cuba, Haiti, (Islamic Republic of) Iran, Iraq, Lebanon, Libya, Myanmar, North Korea, Russian Federation, Somalia, South Sudan, Sudan, Syria, Yemen.

Modulr · Refuses companies or owners from · · Source

Afghanistan, Belarus, Cuba, DR Congo, Haiti, Iran, Iraq, Lebanon, Libya, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Yemen

Fees

Juni

Juni: published fees
PlanAccount openingMonthlyChecked
FreeNot statedEUR 0 a month; 2 users, 2 multi-currency IBANs and 2 cards included; each extra user EUR 20 a month, each extra IBAN EUR 15 a month · Source
PlusNot statedEUR 79 a month, less with annual billing; 10 users, 10 multi-currency IBANs and 10 cards included; each extra user EUR 13 a month, each extra IBAN EUR 10 a month · Source
CustomNot statedNot published ('Get a tailor-made solution') · Source

Modulr

All 9 fee lines, by plan and country
Modulr: published fees
PlanAccount openingMonthlyChecked
Bundle (Accounts Payable, Spend Management and Payroll Payments) BronzeNot statedGBP 30.00 · Source
Bundle SilverNot statedGBP 110.00 · Source
Bundle PlatinumNot statedGBP 500.00 · Source
Accounts Payable & Spend Management BronzeNot statedGBP 20.00 · Source
Accounts Payable & Spend Management SilverNot statedGBP 75.00 · Source
Accounts Payable & Spend Management PlatinumNot statedGBP 320.00 · Source
Payroll Payments BronzeNot statedGBP 16.25 · Source
Payroll Payments SilverNot statedGBP 67.20 · Source
Payroll Payments PlatinumNot statedGBP 300.00 · Source

Closing an account

Juni

30.3. We have the right to terminate the agreement regarding all or any of the Services with a notice period of thirty (30) days. We do not have to provide grounds for the termination.

Notice before closing · · Source

Account closed or frozen? What Juni’s terms say

Modulr

11.1 We can terminate your Account at any time if we give at least three (3) months’ notice and transfer any Available Balance at the time to your nominated bank account without a charge.

Notice before closing · · Source

Account closed or frozen? What Modulr’s terms say

Licence

LicenseeJuniModulr
LicenseeJuni Technology AB · electronic money institution authorised by Finansinspektionen, Sweden (FI number 64025)Modulr FS Limited · electronic money institution authorised by the FCA (FRN 900573) · Modulr Finance B.V. · electronic money institution authorised by De Nederlandsche Bank (R182870)
RegulatorFinansinspektionen · FCA / DNB ·