Equals Money vs Modulr: what each publishes
As of October 17, 2026, Equals Money takes these industries by its own published rules: iGaming; Forex and CFD. We hold no such rule from Modulr.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Equals Money
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
The regions its own documents name, read on October 9, 2026
Modulr
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
The regions its own documents name, read on October 9, 2026
Policy by industry
| Industry | Equals Money | Modulr |
|---|---|---|
| iGaming | Yes | No published rule |
| Forex and CFD | Yes | No published rule |
| Crypto | Depends on the activity | No published rule |
| Adult | No published rule | No published rule |
| Unlicensed financial services | No published rule | No published rule |
| AI and SaaS | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
Equals Money
No published rule
Modulr
No published rule
Rules about countries
Equals Money
No published rule
Modulr
Use of Modulr’s services for any dealings, engagement, or sale of goods/services directly or indirectly with the following are prohibited: … Jurisdictions Modulr has deemed as prohibited, including but not limited to - Afghanistan, Belarus, (Democratic Republic of) Congo, Cuba, Haiti, (Islamic Republic of) Iran, Iraq, Lebanon, Libya, Myanmar, North Korea, Russian Federation, Somalia, South Sudan, Sudan, Syria, Yemen.
Afghanistan, Belarus, Cuba, DR Congo, Haiti, Iran, Iraq, Lebanon, Libya, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Yemen
Fees
Equals Money
No fee we could verify
Modulr
All 9 fee lines, by plan and country
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Bundle (Accounts Payable, Spend Management and Payroll Payments) Bronze | Not stated | GBP 30.00 | · Source |
| Bundle Silver | Not stated | GBP 110.00 | · Source |
| Bundle Platinum | Not stated | GBP 500.00 | · Source |
| Accounts Payable & Spend Management Bronze | Not stated | GBP 20.00 | · Source |
| Accounts Payable & Spend Management Silver | Not stated | GBP 75.00 | · Source |
| Accounts Payable & Spend Management Platinum | Not stated | GBP 320.00 | · Source |
| Payroll Payments Bronze | Not stated | GBP 16.25 | · Source |
| Payroll Payments Silver | Not stated | GBP 67.20 | · Source |
| Payroll Payments Platinum | Not stated | GBP 300.00 | · Source |
Closing an account
Equals Money
29.1 We may terminate the Services provided under these Terms at any time by giving you one (1) month's notice.
Modulr
11.1 We can terminate your Account at any time if we give at least three (3) months’ notice and transfer any Available Balance at the time to your nominated bank account without a charge.
Licence
| Licensee | Equals Money | Modulr |
|---|---|---|
| Licensee | Equals Money International Ltd · EMI authorised by the FCA (FRN 900493) · Equals Money PLC · payment institution (FRN 488396) | Modulr FS Limited · electronic money institution authorised by the FCA (FRN 900573) · Modulr Finance B.V. · electronic money institution authorised by De Nederlandsche Bank (R182870) |
| Regulator | FCA · | FCA / DNB · |