Equals Money vs SumUp: what each publishes
As of October 17, 2026, Equals Money takes these industries by its own published rules: iGaming; Forex and CFD. We hold no such rule from SumUp.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Equals Money
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
The regions its own documents name, read on October 9, 2026
SumUp
- Åland Islands
- Austria
- Belgium
- Bulgaria
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- French Guiana
- Germany
- Gibraltar
- Greece
- Guadeloupe
- Guernsey
- Hungary
- Ireland
- Isle of Man
- Italy
- Jersey
- Latvia
- Lithuania
- Luxembourg
- Malta
- Martinique
- Mayotte
- Netherlands
- Norway
- Poland
- Portugal
- Réunion
- Romania
- Slovakia
- Slovenia
- Spain
- St Barthélemy
- St Martin
- St Pierre & Miquelon
- Sweden
- Switzerland
- United Kingdom
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | Equals Money | SumUp |
|---|---|---|
| iGaming | Yes | No |
| Forex and CFD | Yes | No |
| Crypto | Depends on the activity | Depends on the activity |
| Adult | No published rule | No |
| Unlicensed financial services | No published rule | No |
| AI and SaaS | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
Equals Money
No published rule
SumUp
No published rule
Rules about countries
Equals Money
No published rule
SumUp
You can register with SumUp to accept card payments if you operate in one of the following European countries or territories.
All countries named (42)
Åland Islands, Austria, Belgium, Bulgaria, Cyprus, Czechia, Denmark, Estonia, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Ireland, Isle of Man, Italy, Jersey, Latvia, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Netherlands, Norway, Poland, Portugal, Réunion, Romania, Slovakia, Slovenia, Spain, St Barthélemy, St Martin, St Pierre & Miquelon, Sweden, Switzerland, United Kingdom
Fees
Equals Money
No fee we could verify
SumUp
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business Account (UK, SumUp Payments Limited) | Not stated | GBP 0 ('£0/month') | · Source |
| Business Account Plus (UK, SumUp Payments Limited) | Not stated | GBP 15 ('£15/month') | · Source |
| SumUp Business Account (EU, SumUp Limited, Ireland page) | Free to open (the Ireland page includes a 'Free business account and IBAN') | EUR 0 ('No monthly fee'; 'Monthly cost' shown as € 0) | · Source |
Closing an account
Equals Money
29.1 We may terminate the Services provided under these Terms at any time by giving you one (1) month's notice.
SumUp
We reserve the right to terminate the Payment Terms either on two months’ notice or, subject to applicable law, immediately if:
Licence
| Licensee | Equals Money | SumUp |
|---|---|---|
| Licensee | Equals Money International Ltd · EMI authorised by the FCA (FRN 900493) · Equals Money PLC · payment institution (FRN 488396) | SumUp Payments Limited · electronic money institution authorised by the FCA (FRN 900700) · SumUp Limited · electronic money institution authorised by the Central Bank of Ireland (C195030) |
| Regulator | FCA · | FCA / Central Bank of Ireland · |