Found vs Rho: what each publishes
As of October 17, 2026, we hold published rules from Found on 3 of 7 industries and from Rho on 5.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Policy by industry
| Industry | Found | Rho |
|---|---|---|
| Crypto | No published rule | No |
| iGaming | No | No |
| Adult | No published rule | No |
| Unlicensed financial services | No | No |
| Forex and CFD | No | No published rule |
| Marketplace | No published rule | No |
| AI and SaaS | No published rule | No published rule |
Where owners must live
Found
The Account is available to United States citizens or lawful permanent residents of the fifty (50) United States (“U.S.”) or the District of Columbia who are at least eighteen (18) years of age, have a U.S. physical address or with military addresses (APO or FPO), and have a valid social security number or tax identification number.
Rho
No published rule
Rules about countries
Found
No published rule
Rho
All payments to and from these countries are unsupported. Owners from these countries are also ineligible to apply for an account
Cuba, Iran, North Korea, Russia, South Sudan, Sudan, Syria, Venezuela
Fees
Found
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Found | Free to open ('There are no fees for opening or using your Found account') | None ('There are no fees for opening or using your Found account') | · Source |
| Found Plus | Free to open ('There are no fees for opening or using your Found account') | USD 35 (or USD 315 a year) | · Source |
| Found Pro | Free to open ('There are no fees for opening or using your Found account') | USD 80 (or USD 720 a year) | · Source |
Rho
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Rho Business Checking | Not stated | USD 0 (Subscription Fees $0; Checking account minimum fees $0) | · Source |
Closing an account
Found
We may close your Account at any time upon reasonable notice to you and tender the Account balance by mail or transfer to the Linked Account.
Rho
Rho can terminate or suspend performance hereunder and any Rho Service provided hereunder (including any addendum hereto) at any time for no reason or for any reason without prior notice to or consent from you.
Licence
| Licensee | Found | Rho |
|---|---|---|
| Licensee | Indie Technologies, Inc. (Found) · financial technology company, not a bank · banking services by Lead Bank (FDIC cert 8283), Member FDIC | Under Technologies, Inc. (Rho) · financial technology company, not a bank · banking services by Webster Bank, a division of Santander Bank, N.A. (FDIC cert 29950), and Lead Bank (FDIC cert 8283), Members FDIC |
| Regulator | FDIC (partner bank Lead Bank) · | FDIC (partner banks Santander Bank and Lead Bank) · |