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Does Rho accept crypto businesses? (October 2026)

Depends on the activity

As of October 6, 2026, Under Technologies, Inc. (Rho) (FDIC (partner banks Santander Bank and Lead Bank)) has no rule for crypto businesses as a whole, per its published policy. By activity: Crypto exchange / OTC: Will not accept; Crypto payments, custody, on/off-ramp: Will not accept.

What the policy says

Rho: crypto policy by activity
ActivityStatusScopeChecked
Rho · Crypto exchange / OTCWill not acceptBusiness account
Rho · Crypto payments, custody, on/off-rampWill not acceptBusiness account

credit protection or identity theft protection services; digital goods regulated as securities or derivatives and digital currencies; direct marketing or subscription offers;

Rho · Crypto exchange / OTC · Will not accept · · Source

credit protection or identity theft protection services; digital goods regulated as securities or derivatives and digital currencies; direct marketing or subscription offers;

Rho · Crypto payments, custody, on/off-ramp · Will not accept · · Source

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