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Bilder (Bilderlings Pay) vs Sokin: what each publishes

As of October 17, 2026, Bilder (Bilderlings Pay) takes these industries by its own published rules: AI and SaaS; Crypto, with conditions; iGaming, with conditions; Forex and CFD, with conditions. We hold no such rule from Sokin.

Bilder (Bilderlings Pay)FCASokinFCA

Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.

Where it takes companies from

Bilder (Bilderlings Pay)

  • United Kingdom
  • EU / EEA (western & northern, plus Spain, Italy, Portugal)
  • EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
  • Switzerland / Liechtenstein
  • United States
  • Developed Asia-Pacific
  • United Arab Emirates
  • Latin America
  • Middle East & North Africa
  • Africa
  • CIS / Central Asia / Caucasus
  • Other

The regions its own documents name, read on October 9, 2026

Sokin

Its own list of countries, quoted below with its source and date

Policy by industry

Bilder (Bilderlings Pay) and Sokin: published policy by industry
IndustryBilder (Bilderlings Pay)Sokin
AI and SaaSYesNo published rule
CryptoWith conditionsNo published rule
iGamingWith conditionsDepends on the activity
Forex and CFDWith conditionsNo published rule
AdultNoNo published rule
Unlicensed financial servicesNoNo
MarketplaceNo published ruleNo published rule

Where owners must live

Bilder (Bilderlings Pay)

No published rule

Sokin

No published rule

Rules about countries

Bilder (Bilderlings Pay)

Bilder does not serve companies or individuals registered in these regions or are citizens of these countries:

Bilder (Bilderlings Pay) · Refuses companies or owners from · · Source
All countries named (32)

Afghanistan, American Samoa, Barbados, Botswana, Burundi, Cambodia, Central African Republic, Cuba, DR Congo, Fiji, Guam, Iran, Iraq, Lebanon, Libya, Mali, Myanmar, Nicaragua, North Korea, Pakistan, Palau, Palestinian Territories, Samoa, Somalia, South Sudan, Sudan, Syria, Trinidad & Tobago, Uganda, Venezuela, Yemen, Zimbabwe

Legal entities established in Russia or Belarus … Natural persons residing in Russia or Belarus;

Bilder (Bilderlings Pay) · Refuses owners who live in · · Source

Belarus, Russia

Sokin

If your company is legally registered in one of the below countries, you are eligible to apply for a Sokin account.

Sokin · Takes companies registered in · · Source
All countries named (206)

Åland Islands, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antigua & Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Botswana, Brazil, British Virgin Islands, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Cayman Islands, Chad, Chile, China, Colombia, Comoros, Congo-Brazzaville, Cook Islands, Costa Rica, Croatia, Curaçao, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Eswatini, Ethiopia, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guyana, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malawi, Malaysia, Maldives, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Mozambique, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Niger, Nigeria, Niue, North Macedonia, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, Palestinian Territories, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Réunion, Romania, Rwanda, Samoa, San Marino, São Tomé & Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, Spain, St Barthélemy, St Helena, St Kitts & Nevis, St Lucia, St Martin, St Pierre & Miquelon, St Vincent & the Grenadines, Suriname, Svalbard & Jan Mayen, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad & Tobago, Tunisia, Türkiye, Turkmenistan, Turks & Caicos Islands, Tuvalu, U.S. Virgin Islands, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Wallis & Futuna, Zambia

Fees

Bilder (Bilderlings Pay)

Bilder (Bilderlings Pay): published fees
PlanAccount openingMonthlyChecked
Regular (Domestic)Not stated€20 · Source
InternationalNot stated€100 · Source
UK&EU Licensed CASPNot stated€350 · Source
GamingNot stated€350 · Source

Sokin

Sokin: published fees
PlanAccount openingMonthlyChecked
Business accountFree (no set-up fee)No monthly account fee; GBP 1.00 per UK domestic payment; EUR 1.00 per SEPA Instant payment · Source

Closing an account

Bilder (Bilderlings Pay)

12.7 Bilderlings Pay will provide the client with a termination notice at least 90 days before the termination is to take effect and explain the reasons for termination.

Notice before closing · · Source

Account closed or frozen? What Bilder (Bilderlings Pay)’s terms say

Sokin

12.1. We may terminate your Sokin Account or any Payment Services associated with it by giving you one (1) months’ notice at any time for any reason.

Notice before closing · · Source

Account closed or frozen? What Sokin’s terms say

Licence

LicenseeBilder (Bilderlings Pay)Sokin
LicenseeBilderlings Pay Ltd · EMI authorised by the FCA (FRN 900637)Plata Capital UK Limited (trading as Sokin) · electronic money institution authorised by the FCA (FRN 1029250) · UK accounts provided by Modulr FS Limited · electronic money institution authorised by the FCA (FRN 900573) · Plata Capital Europe AS · electronic money institution authorised by Finanstilsynet, Norway
RegulatorFCA · FCA ·