Finom vs Mollie Business Account: what each publishes
As of October 17, 2026, Finom takes these industries by its own published rules: AI and SaaS. We hold no such rule from Mollie Business Account.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Finom
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | Finom | Mollie Business Account |
|---|---|---|
| AI and SaaS | Yes | No published rule |
| iGaming | No | Depends on the activity |
| Crypto | No | No published rule |
| Adult | No | No |
| Unlicensed financial services | No | No published rule |
| Forex and CFD | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
Finom
The legal representative (the sole individual authorized to open a business account on behalf of a company) and the beneficial owners must possess a valid residence permit in one of the mentioned countries, irrespective of the country where their passport/ID card is issued. … Additionally, we welcome applications from US residents and citizens establishing businesses in the EU.
Mollie Business Account
No published rule
Rules about countries
Mollie Business Account
To set up a business bank account your business must be: based in the Netherlands registered as a sole trader, B.V. or V.O.F.
Fees
Finom
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Solo | Not stated | EUR 0 | · Source |
| Basic | Not stated | EUR 21 excl. VAT paid monthly; EUR 17 per month paid yearly (Netherlands) | · Source |
| Smart | Not stated | EUR 40 excl. VAT paid monthly; EUR 34 per month paid yearly (Netherlands) | · Source |
| Pro | Not stated | EUR 149 excl. VAT paid monthly; EUR 119 per month paid yearly | · Source |
| Grow | Not stated | EUR 339 excl. VAT paid monthly; EUR 249 per month paid yearly | · Source |
Mollie Business Account
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Mollie Business Account | Not published | Free for the first 12 months, then EUR 9 a month ('Business Accounts are free for 12 months, then €9/month.') | · Source |
Closing an account
Finom
FINOM PAYMENTS may terminate this Agreement, and therefore the provision of the Services, taking into account a termination period of one (1) month.
Mollie Business Account
Mollie may terminate this Agreement with least two (2) calendar months' written notice for any reason.
Account closed or frozen? What Mollie Business Account’s terms say
Licence
| Licensee | Finom | Mollie Business Account |
|---|---|---|
| Licensee | Finom Payments B.V. · electronic money institution authorised by De Nederlandsche Bank (relation number R180074) | Mollie B.V. · electronic money institution authorised by De Nederlandsche Bank (relation number F0038) |
| Regulator | DNB · | De Nederlandsche Bank · |