Bluevine vs Novo: what each publishes
As of October 7, 2026
The published rules of Bluevine and Novo, side by side: which industries each excludes or accepts, where owners must live, which countries each names, the licence each holds and the fees each publishes. Each answer links to the page that quotes the rule with the date we read it.
This is not a ranking, and the two names are in alphabetical order. Either provider may still decline your company because of its activity, where it is registered, where its owners live or which licence it holds. The free check applies the rules of every provider in our base to your answers.
Policy by industry
| Industry | Bluevine | Novo |
|---|---|---|
| Crypto | Depends on the activity | Depends on the activity |
| iGaming | No | No |
| Adult | No | No |
| Unlicensed financial services | No | No |
| AI and SaaS | No published rule | No published rule |
| Forex and CFD | No | No |
| Marketplace | No published rule | No published rule |
Bluevine
NovoLicence
| Licensee | Bluevine | Novo |
|---|---|---|
| Licensee | Bluevine Inc. · financial technology company, not a bank · banking services by Coastal Community Bank (FDIC cert 34403), Member FDIC | Novo Platform Inc. · financial technology company, not a bank · banking services by Middlesex Federal Savings, F.A. (FDIC cert 28368), Member FDIC |
| Regulator | FDIC (partner bank Coastal Community Bank) · | FDIC (partner bank Middlesex Federal Savings) · |
Where owners must live
Bluevine
We currently support business owners residing in the following countries:
Rules about countries
Bluevine
No published rule
Novo
No published rule