Axos Bank vs Bluevine: what each publishes
As of October 7, 2026
The published rules of Axos Bank and Bluevine, side by side: which industries each excludes or accepts, where owners must live, which countries each names, the licence each holds and the fees each publishes. Each answer links to the page that quotes the rule with the date we read it.
This is not a ranking, and the two names are in alphabetical order. Either provider may still decline your company because of its activity, where it is registered, where its owners live or which licence it holds. The free check applies the rules of every provider in our base to your answers.
Policy by industry
| Industry | Axos Bank | Bluevine |
|---|---|---|
| Crypto | Depends on the activity | Depends on the activity |
| iGaming | With conditions | No |
| Adult | No published rule | No |
| Unlicensed financial services | With conditions | No |
| AI and SaaS | No published rule | No published rule |
| Forex and CFD | No published rule | No |
| Marketplace | No published rule | No published rule |
Axos Bank
BluevineLicence
| Licensee | Axos Bank | Bluevine |
|---|---|---|
| Licensee | Axos Bank · federal savings bank chartered by the OCC, Member FDIC (FDIC cert 35546) | Bluevine Inc. · financial technology company, not a bank · banking services by Coastal Community Bank (FDIC cert 34403), Member FDIC |
| Regulator | FDIC / OCC · | FDIC (partner bank Coastal Community Bank) · |
Where owners must live
Axos Bank
U.S. citizenship is not required in order to open an account or be a signer on a business account, but you must be a U.S. resident with a physical U.S. address and social security number.
Bluevine
We currently support business owners residing in the following countries:
Rules about countries
Axos Bank
No published rule
Bluevine
No published rule
Fees
Axos Bank
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Basic Business Checking | Not stated | None ('Basic Business Checking is a business checking account with no monthly maintenance fees') | · Source |
| Business Interest Checking | Not stated | USD 10 a month, waived with a USD 5,000 minimum average daily balance ('monthly maintenance fee is waived with $5,000 minimum average daily balance') | · Source |