Axos Bank closed or froze your business account: what its terms say

The Bank reserves the right to close your account for any reason or without cause. We need not advise you of the reason for taking this action. The Bank need not give advance notice of any closure.

You agree to fund your account within 30 days of account opening, or we may close the account. … For security reasons, we may close your Deposit Account and require you to open a new account if there is a change in authorized signers, there has been a forgery or fraud reported or committed involving your Deposit Account, any Deposit Account checks are lost or stolen, you have too many transfers from a Deposit Account that has transaction limitations, or you have violated any other provision of an agreement you have with us. … Further, we reserve the right to block or close any account which we believe may be involved in any such restricted transactions.

Before either you or we commence arbitration, the claimant must first send to the other a written Notice of Dispute. … The arbitration will be governed by the Commercial Arbitration Rules ("AAA Rules") of the American Arbitration Association ("AAA"), as modified by this arbitration provision, and will be administered by the AAA.