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Does Axos Bank accept crypto businesses? (October 2026)

Depends on the activity

As of October 7, 2026, Axos Bank (FDIC / OCC) has no rule for crypto businesses as a whole, per its published policy. By activity: Crypto exchange / OTC: With conditions; Crypto payments, custody, on/off-ramp: With conditions.

What the policy says

Axos Bank: crypto policy by activity
ActivityStatusScopeChecked
Axos Bank · Crypto exchange / OTCWith conditionsBusiness account
Axos Bank · Crypto payments, custody, on/off-rampWith conditionsBusiness account

An application may also be declined if the business is in a restricted industry, such as cannabis distributors or dispensaries, cryptocurrency, internet gambling businesses, money service businesses, or companion services.

Axos Bank · Crypto exchange / OTC · With conditions · · SourceConditions: Axos names cryptocurrency as a restricted industry: an application may be declined for it

An application may also be declined if the business is in a restricted industry, such as cannabis distributors or dispensaries, cryptocurrency, internet gambling businesses, money service businesses, or companion services.

Axos Bank · Crypto payments, custody, on/off-ramp · With conditions · · SourceConditions: Axos names cryptocurrency as a restricted industry: an application may be declined for it

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