Banxe vs Kontist: what each publishes
As of October 26, 2026, Banxe takes these industries by its own published rules: Crypto, with conditions. We hold no such rule from Kontist.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Banxe
- Andorra
- Australia
- Austria
- Belgium
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Ireland
- Israel
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- New Zealand
- Norway
- Poland
- Portugal
- Romania
- Singapore
- Slovakia
- Slovenia
- South Korea
- Spain
- Sweden
- Switzerland
- United Kingdom
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | Banxe | Kontist |
|---|---|---|
| Crypto | With conditions | No published rule |
| iGaming | No published rule | No published rule |
| Adult | No published rule | No published rule |
| Unlicensed financial services | No published rule | No published rule |
| AI and SaaS | No published rule | No published rule |
| Forex and CFD | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
Banxe
No published rule
Kontist
Yes, legal representatives or beneficial owners can reside outside of Germany. We currently support the following countries: Austria Switzerland Germany France Italy Spain
Rules about countries
Banxe
Please find below the list of countries that are considered Low to Medium Risk, and that can be onboarded for the business account with Banxe.
All countries named (34)
Andorra, Australia, Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, South Korea, Spain, Sweden, Switzerland, United Kingdom
Kontist
At the moment, we support the following legal forms for companies – currently limited to businesses registered in Germany:
You and all other legal representatives are not taxable in the USA
Fees
Banxe
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Beluga Whale (UK/EEA) | EUR 50 ('Account opening fee') | EUR 25 ('Account monthly fee') | · Source |
| Blue Whale (other regions) | EUR 50 ('Account opening fee'), the one opening fee the page prints | EUR 25 ('Account monthly fee') | · Source |
Kontist
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Kontist Free | Not stated | EUR 0 (5 SEPA transfers and direct debits included) | · Source |
| Kontist Start | Not stated | EUR 11 per month plus VAT (30 SEPA transfers and direct debits included) | · Source |
| Kontist Plus | Not stated | EUR 25 per month plus VAT (100 SEPA transfers and direct debits included) | · Source |
Closing an account
Banxe
13.3. Where immediate termination is not required, TOMPAY may terminate this Agreement by giving at least sixty (60) calendar days' written notice.
Kontist
9.3 Wir können den Nutzungsvertrag mit einer Frist von vier Wochen schriftlich oder per E-Mail kündigen.
Licence
| Licensee | Banxe | Kontist |
|---|---|---|
| Licensee | Banxe LTD (trading as Banxe) · distributor of Tompay LTD · electronic money institution authorised by the FCA (FRN 931509) · crypto services by SIA "Paybis Europe" (Latvia), not by Tompay or Banxe | Shine Germany GmbH (Kontist by Shine) · accounts and cards provided by Solaris SE, credit institution supervised by BaFin (BaFin-ID 10143626) |
| Regulator | FCA · | BaFin (Solaris SE) · |