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NexPay vs Walletto: what each publishes

As of October 26, 2026, NexPay takes these industries by its own published rules: Crypto, with conditions; iGaming, with conditions; AI and SaaS, with conditions; Forex and CFD, with conditions. Walletto: Marketplace, with conditions.

NexPayBank of LithuaniaWallettoBank of Lithuania

Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.

Where it takes companies from

NexPay

Its own list of countries, quoted below with its source and date

Walletto

  • United Kingdom
  • EU / EEA (western & northern, plus Spain, Italy, Portugal)
  • EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
  • Switzerland / Liechtenstein

The regions its own documents name, read on October 21, 2026

Policy by industry

NexPay and Walletto: published policy by industry
IndustryNexPayWalletto
CryptoWith conditionsDepends on the activity
iGamingWith conditionsDepends on the activity
AI and SaaSWith conditionsNo published rule
Forex and CFDWith conditionsNo published rule
MarketplaceNo published ruleWith conditions
AdultSources disagreeNo published rule
Unlicensed financial servicesNoNo

Where owners must live

NexPay

No published rule

Walletto

No published rule

Rules about countries

NexPay

Which countries does Nexpay work with? If your company is incorporated in any of the countries listed below, you are eligible to apply for an account opening:

NexPay · Takes companies registered in · · Source
All countries named (92)

Andorra, Australia, Austria, Belgium, Bermuda, Bhutan, Brazil, Bulgaria, Canada, Chile, China, Cook Islands, Croatia, Curaçao, Cyprus, Czechia, Denmark, Estonia, Eswatini, Finland, France, Georgia, Germany, Greece, Grenada, Guernsey, Honduras, Hong Kong, Hungary, Iceland, India, Ireland, Isle of Man, Israel, Italy, Japan, Jersey, Kazakhstan, Kuwait, Latvia, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malaysia, Malta, Moldova, Monaco, Montenegro, Nepal, Netherlands, New Zealand, Niger, North Macedonia, Norway, Papua New Guinea, Peru, Poland, Portugal, Romania, San Marino, São Tomé & Príncipe, Saudi Arabia, Serbia, Singapore, Sint Maarten, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, Spain, St Lucia, St Pierre & Miquelon, St Vincent & the Grenadines, Suriname, Sweden, Switzerland, Taiwan, Timor-Leste, Togo, Tunisia, Turkmenistan, Turks & Caicos Islands, Tuvalu, Ukraine, United Kingdom, United States, Uruguay, Vatican City, Zambia

Walletto

No published rule

Fees

NexPay

NexPay: published fees
PlanAccount openingMonthlyChecked
Basic+EUR 1000 account opening fee plus a EUR 500 document processing fee, non-refundable, both one-off; EUR 1000 more for a company with no account at another bank or EMI, and EUR 1000 for each extra layer of shareholdingEUR 200-400 a month, depending on the products and services chosen · Source
PremiumEUR 1000 account opening fee plus a EUR 500 document processing fee, non-refundable, both one-off; EUR 1000 more for a company with no account at another bank or EMI, and EUR 1000 for each extra layer of shareholdingEUR 1250-1450 a month, depending on the products and services chosen · Source
EnterpriseEUR 1000 account opening fee plus a EUR 500 document processing fee, non-refundable, both one-off; EUR 1000 more for a company with no account at another bank or EMI, and EUR 1000 for each extra layer of shareholdingCustom ('The pricing is negotiated and compiled individually for each applicant') · Source

Walletto

Walletto: published fees
PlanAccount openingMonthlyChecked
Standard (low and medium risk business clients)Free (account opening fee Free; review of the documents and application processing Free)No account maintenance fee in the price list · Source

Closing an account

NexPay

10.1.5. For other reasons, Nexpay shall have the right to terminate the Agreement by giving notice prior at least 30 (thirty) calendar days.

Notice before closing · · Source

Account closed or frozen? What NexPay’s terms say

Walletto

10.5. For other reasons, we have the right to terminate the Contract and its supplements by giving notice: … 10.5.2. at least 30 (thirty) calendar days' if you are a Business Client, i.e. a legal entity or natural person who uses our Services for the purposes of carrying out business activities and is therefore not considered a Consumer.

Notice before closing · · Source

Account closed or frozen? What Walletto’s terms say

Licence

LicenseeNexPayWalletto
LicenseeUAB NexPay · EMI licensed by the Bank of Lithuania (authorisation LB000428, valid from 2017-10-10)UAB Walletto · EMI licensed by the Bank of Lithuania (licence No. 33, authorisation LB000452, valid from 2018-03-29)
RegulatorBank of Lithuania · Bank of Lithuania ·