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NexPay vs Paysera: what each publishes

As of October 17, 2026, NexPay takes these industries by its own published rules: Crypto, with conditions; iGaming, with conditions; AI and SaaS, with conditions; Forex and CFD, with conditions. Paysera: iGaming, with conditions; Forex and CFD, with conditions.

NexPayBank of LithuaniaPayseraBank of Lithuania

Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.

Where it takes companies from

NexPay

Its own list of countries, quoted below with its source and date

Paysera

Its own list of countries, quoted below with its source and date

Policy by industry

NexPay and Paysera: published policy by industry
IndustryNexPayPaysera
CryptoWith conditionsNo
iGamingWith conditionsWith conditions
AI and SaaSWith conditionsNo rule found yet
Forex and CFDWith conditionsWith conditions
AdultSources disagreeNo rule found yet
Unlicensed financial servicesNoNo
MarketplaceNo published ruleNo rule found yet

Where owners must live

NexPay

No published rule

Paysera

No rule found yet

Rules about countries

NexPay

Which countries does Nexpay work with? If your company is incorporated in any of the countries listed below, you are eligible to apply for an account opening:

NexPay · Takes companies registered in · · Source
All countries named (92)

Andorra, Australia, Austria, Belgium, Bermuda, Bhutan, Brazil, Bulgaria, Canada, Chile, China, Cook Islands, Croatia, Curaçao, Cyprus, Czechia, Denmark, Estonia, Eswatini, Finland, France, Georgia, Germany, Greece, Grenada, Guernsey, Honduras, Hong Kong, Hungary, Iceland, India, Ireland, Isle of Man, Israel, Italy, Japan, Jersey, Kazakhstan, Kuwait, Latvia, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malaysia, Malta, Moldova, Monaco, Montenegro, Nepal, Netherlands, New Zealand, Niger, North Macedonia, Norway, Papua New Guinea, Peru, Poland, Portugal, Romania, San Marino, São Tomé & Príncipe, Saudi Arabia, Serbia, Singapore, Sint Maarten, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, Spain, St Lucia, St Pierre & Miquelon, St Vincent & the Grenadines, Suriname, Sweden, Switzerland, Taiwan, Timor-Leste, Togo, Tunisia, Turkmenistan, Turks & Caicos Islands, Tuvalu, Ukraine, United Kingdom, United States, Uruguay, Vatican City, Zambia

Paysera

See where Paysera business accounts are currently available … Supported regions

Paysera · Takes companies registered in · · Source
All countries named (70)

Albania, Algeria, Argentina, Armenia, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Croatia, Cyprus, Czechia, Denmark, Dominican Republic, Ecuador, Estonia, Finland, France, Georgia, Germany, Gibraltar, Greece, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Italy, Jordan, Kosovo, Kyrgyzstan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Mexico, Moldova, Montenegro, Morocco, Netherlands, North Macedonia, Norway, Oman, Paraguay, Peru, Poland, Portugal, Romania, Saudi Arabia, Serbia, Singapore, Slovakia, Slovenia, South Korea, Spain, Sri Lanka, Sweden, Switzerland, Taiwan, Thailand, Tunisia, Türkiye, Ukraine, United Arab Emirates, United Kingdom, United States

Registration and client onboarding is currently unavailable for the citizens of this country.

Paysera · Refuses owners who hold the passport of · · Source
All countries named (36)

Andorra, Aruba, Bahrain, Brunei, Burkina Faso, Burundi, Cameroon, China, Congo-Brazzaville, Costa Rica, Djibouti, DR Congo, Egypt, El Salvador, Eritrea, Gabon, Gambia, Jamaica, Kenya, Kuwait, Macao, Mali, Mauritania, Mauritius, Namibia, Niger, Nigeria, Panama, Qatar, Seychelles, South Africa, Suriname, Tanzania, Turkmenistan, Uruguay, Venezuela

Countries, cooperation with which is prohibited and transfers to which are not performed:

Paysera · Refuses companies or owners from · · Source

Afghanistan, Belarus, Central African Republic, Cuba, Guinea, Guinea-Bissau, Iran, Iraq, Laos, Lebanon, Libya, Myanmar, North Korea, Palestinian Territories, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Yemen, Zimbabwe

Fees

NexPay

NexPay: published fees
PlanAccount openingMonthlyChecked
Basic+EUR 1000 account opening fee plus a EUR 500 document processing fee, non-refundable, both one-off; EUR 1000 more for a company with no account at another bank or EMI, and EUR 1000 for each extra layer of shareholdingEUR 200-400 a month, depending on the products and services chosen · Source
PremiumEUR 1000 account opening fee plus a EUR 500 document processing fee, non-refundable, both one-off; EUR 1000 more for a company with no account at another bank or EMI, and EUR 1000 for each extra layer of shareholdingEUR 1250-1450 a month, depending on the products and services chosen · Source
EnterpriseEUR 1000 account opening fee plus a EUR 500 document processing fee, non-refundable, both one-off; EUR 1000 more for a company with no account at another bank or EMI, and EUR 1000 for each extra layer of shareholdingCustom ('The pricing is negotiated and compiled individually for each applicant') · Source

Paysera

Paysera: published fees
PlanAccount openingMonthlyChecked
Business account (company registered in a SEPA country)Free to open ('Account opening for companies registered in SEPA countries, Albania, or Kosovo is absolutely free of charge') only if Paysera does not class the company as an international company or a financial service provider; it counts as international a company that 'does not conduct such activity in the country of registration', one with 'significant tax relief', or one that need not file financial statements, and those pay EUR 100 to openEUR 5 a month for the company, however many accounts it holds; companies in Bulgaria and Romania pay none ('A monthly account administration fee of 5 EUR applies to all companies registered in SEPA countries (except Bulgaria and Romania)') · Source
International company or financial service providerEUR 100 one-off ('regardless of the country of their registration, is 100 EUR')EUR 20 a month · Source

Closing an account

NexPay

10.1.5. For other reasons, Nexpay shall have the right to terminate the Agreement by giving notice prior at least 30 (thirty) calendar days.

Notice before closing · · Source

Account closed or frozen? What NexPay’s terms say

Paysera

Paysera has the right to terminate the Agreement and its Supplements unilaterally and refuse to provide services without indicating the reason, notifying the Client thereof 60 (sixty) days in advance by means provided in Article 10 of the present Agreement.

Notice before closing · · Source

Account closed or frozen? What Paysera’s terms say

Licence

LicenseeNexPayPaysera
LicenseeUAB NexPay · EMI licensed by the Bank of Lithuania (authorisation LB000428, valid from 2017-10-10)Paysera LT, UAB · EMI licensed by the Bank of Lithuania (authorisation LB000251, valid from 2012-09-27)
RegulatorBank of Lithuania · Bank of Lithuania ·