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Payoneer vs Paysera: what each publishes

As of October 17, 2026, Payoneer takes these industries by its own published rules: AI and SaaS; Marketplace; Crypto, with conditions; iGaming, with conditions; Adult, with conditions; Forex and CFD, with conditions. Paysera: iGaming, with conditions; Forex and CFD, with conditions.

PayoneerCBI / FCAPayseraBank of Lithuania

Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.

Where it takes companies from

Payoneer

  • United Kingdom
  • EU / EEA (western & northern, plus Spain, Italy, Portugal)
  • EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
  • Switzerland / Liechtenstein
  • United States
  • Developed Asia-Pacific
  • United Arab Emirates
  • Latin America
  • Middle East & North Africa
  • Africa
  • CIS / Central Asia / Caucasus
  • Other

The regions its own documents name, read on October 9, 2026

Paysera

Its own list of countries, quoted below with its source and date

Policy by industry

Payoneer and Paysera: published policy by industry
IndustryPayoneerPaysera
AI and SaaSYesNo rule found yet
MarketplaceYesNo rule found yet
CryptoWith conditionsNo
iGamingWith conditionsWith conditions
AdultWith conditionsNo rule found yet
Forex and CFDWith conditionsWith conditions
Unlicensed financial servicesNoNo

Where owners must live

Payoneer

No published rule

Paysera

No rule found yet

Rules about countries

Payoneer

No published rule

Paysera

See where Paysera business accounts are currently available … Supported regions

Paysera · Takes companies registered in · · Source
All countries named (70)

Albania, Algeria, Argentina, Armenia, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Croatia, Cyprus, Czechia, Denmark, Dominican Republic, Ecuador, Estonia, Finland, France, Georgia, Germany, Gibraltar, Greece, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Italy, Jordan, Kosovo, Kyrgyzstan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Mexico, Moldova, Montenegro, Morocco, Netherlands, North Macedonia, Norway, Oman, Paraguay, Peru, Poland, Portugal, Romania, Saudi Arabia, Serbia, Singapore, Slovakia, Slovenia, South Korea, Spain, Sri Lanka, Sweden, Switzerland, Taiwan, Thailand, Tunisia, Türkiye, Ukraine, United Arab Emirates, United Kingdom, United States

Registration and client onboarding is currently unavailable for the citizens of this country.

Paysera · Refuses owners who hold the passport of · · Source
All countries named (36)

Andorra, Aruba, Bahrain, Brunei, Burkina Faso, Burundi, Cameroon, China, Congo-Brazzaville, Costa Rica, Djibouti, DR Congo, Egypt, El Salvador, Eritrea, Gabon, Gambia, Jamaica, Kenya, Kuwait, Macao, Mali, Mauritania, Mauritius, Namibia, Niger, Nigeria, Panama, Qatar, Seychelles, South Africa, Suriname, Tanzania, Turkmenistan, Uruguay, Venezuela

Countries, cooperation with which is prohibited and transfers to which are not performed:

Paysera · Refuses companies or owners from · · Source

Afghanistan, Belarus, Central African Republic, Cuba, Guinea, Guinea-Bissau, Iran, Iraq, Laos, Lebanon, Libya, Myanmar, North Korea, Palestinian Territories, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Yemen, Zimbabwe

Fees

Payoneer

Payoneer: published fees
PlanAccount openingMonthlyChecked
Payoneer accountNot stated; a registration fee may apply in some countries ('In certain countries, a registration fee may apply')USD 29.95 annual account fee, charged only if the account receives less than USD 6,000 or equivalent in any 12 consecutive months; typically no monthly subscription ('typically does not require a monthly subscription fee'); some account types in some regions must take a paid Annual Plan, priced only at registration ('Certain account types in specific regions require an Annual Plan') · Source

Paysera

Paysera: published fees
PlanAccount openingMonthlyChecked
Business account (company registered in a SEPA country)Free to open ('Account opening for companies registered in SEPA countries, Albania, or Kosovo is absolutely free of charge') only if Paysera does not class the company as an international company or a financial service provider; it counts as international a company that 'does not conduct such activity in the country of registration', one with 'significant tax relief', or one that need not file financial statements, and those pay EUR 100 to openEUR 5 a month for the company, however many accounts it holds; companies in Bulgaria and Romania pay none ('A monthly account administration fee of 5 EUR applies to all companies registered in SEPA countries (except Bulgaria and Romania)') · Source
International company or financial service providerEUR 100 one-off ('regardless of the country of their registration, is 100 EUR')EUR 20 a month · Source

Closing an account

Payoneer

We may terminate or suspend your engagement with us under these Terms and Conditions and your use of the Payoneer Services hereunder at any time on immediate notice or in the case of a Micro Enterprise, by giving not less than two months' notice.

Notice before closing · · Source

Account closed or frozen? What Payoneer’s terms say

Paysera

Paysera has the right to terminate the Agreement and its Supplements unilaterally and refuse to provide services without indicating the reason, notifying the Client thereof 60 (sixty) days in advance by means provided in Article 10 of the present Agreement.

Notice before closing · · Source

Account closed or frozen? What Paysera’s terms say

Licence

LicenseePayoneerPaysera
LicenseePayoneer Europe Ltd · EMI (Central Bank of Ireland, C189473) · Payoneer Payment Services (UK) Ltd · EMI authorised by the FCA (FRN 966835)Paysera LT, UAB · EMI licensed by the Bank of Lithuania (authorisation LB000251, valid from 2012-09-27)
RegulatorCBI / FCA · Bank of Lithuania ·