FinXP vs Paymix Pro: what each publishes
As of October 26, 2026, FinXP takes these industries by its own published rules: Crypto, with conditions; iGaming, with conditions; Forex and CFD, with conditions; Marketplace, with conditions. Paymix Pro: iGaming, with conditions.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
FinXP
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
The regions its own documents name, read on October 21, 2026
Paymix Pro
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- United States
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
- Latin America
- Middle East & North Africa
- Africa
- Jersey, Guernsey, Isle of Man, Gibraltar
- Other offshore centres
- Other
The regions its own documents name, read on October 16, 2026
Policy by industry
| Industry | FinXP | Paymix Pro |
|---|---|---|
| Crypto | With conditions | Depends on the activity |
| iGaming | With conditions | With conditions |
| Forex and CFD | With conditions | No published rule |
| Marketplace | With conditions | No published rule |
| Adult | No published rule | No published rule |
| Unlicensed financial services | No published rule | No published rule |
| AI and SaaS | No published rule | No published rule |
Where owners must live
FinXP
No published rule
Paymix Pro
No published rule
Rules about countries
FinXP
No published rule
Paymix Pro
No published rule
Fees
FinXP
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| IBAN4U account | EUR 1,500, non-refundable, unless otherwise agreed ('The present standard opening account fee € 1.500 00 unless otherwise agreed') | Not published (Tariff of Charges sent once the account is opened) | · Source |
Paymix Pro
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Operational Account, high-risk industries | EUR 900, non-refundable ('Account Application Fee (non-refundable)') | EUR 50 a month, paid annually in advance ('payable annually, in advance on account activation') | · Source |
| Operational Account, medium-risk industries | EUR 260, non-refundable ('Account Application Fee (non-refundable)') | EUR 20 a month, paid annually in advance ('payable annually, in advance on account activation') | · Source |
Closing an account
FinXP
However, we may terminate this agreement or cancel or suspend the use of the services at any time by giving you one (1) month notice in writing or such other shorter notice period as may be allowed by law, except where the Channels or the Account have been or are likely to be misused or in the event of any other serious reason including breach or possible breach by you of these Terms and Conditions, in which case, termination, cancellation or suspension will be immediate.
Paymix Pro
Other than in the circumstances mentioned above in clauses 16.2 and 16.3, We will not close Your Business Account without giving at least 2 months' notice.
Licence
| Licensee | FinXP | Paymix Pro |
|---|---|---|
| Licensee | FinXP Limited (IBAN4U) · electronic money institution licensed by the Malta Financial Services Authority under the Financial Institutions Act (company number C65783) | Finance Incorporated Limited (trading as Paymix Pro) · electronic money institution licensed by the Malta Financial Services Authority under the Financial Institutions Act (company number C55838) |
| Regulator | Malta Financial Services Authority · | Malta Financial Services Authority · |