FINCI vs Paymix Pro: what each publishes
As of October 26, 2026, FINCI takes these industries by its own published rules: AI and SaaS; iGaming, with conditions; Forex and CFD, with conditions; Marketplace, with conditions. Paymix Pro: iGaming, with conditions.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
FINCI
- Argentina
- Armenia
- Australia
- Austria
- Azerbaijan
- Bahrain
- Belgium
- Bosnia & Herzegovina
- Brazil
- Bulgaria
- Canada
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Georgia
- Germany
- Greece
- Hong Kong
- Hungary
- Iceland
- Ireland
- Israel
- Italy
- Japan
- Kazakhstan
- Kosovo
- Kuwait
- Latvia
- Lithuania
- Luxembourg
- Malaysia
- Malta
- Mexico
- Moldova
- Montenegro
- Morocco
- Netherlands
- New Zealand
- Nigeria
- North Macedonia
- Norway
- Poland
- Portugal
- Qatar
- Romania
- Saudi Arabia
- Serbia
- Singapore
- Slovakia
- Slovenia
- South Africa
- South Korea
- Spain
- Sweden
- Switzerland
- Taiwan
- Türkiye
- Turkmenistan
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
- Uzbekistan
Its own list of countries, quoted below with its source and date
Paymix Pro
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- United States
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
- Latin America
- Middle East & North Africa
- Africa
- Jersey, Guernsey, Isle of Man, Gibraltar
- Other offshore centres
- Other
The regions its own documents name, read on October 16, 2026
Policy by industry
| Industry | FINCI | Paymix Pro |
|---|---|---|
| AI and SaaS | Yes | No published rule |
| iGaming | With conditions | With conditions |
| Forex and CFD | With conditions | No published rule |
| Marketplace | With conditions | No published rule |
| Crypto | Depends on the activity | Depends on the activity |
| Adult | No | No published rule |
| Unlicensed financial services | No | No published rule |
Where owners must live
FINCI
No published rule
Paymix Pro
No published rule
Rules about countries
FINCI
Kindly note that although your company can be registered outside the EEA, it is crucial that your main business activities are connected to the EEA. This connection is necessary for us to assess and consider your business account application.
All countries named (67)
Argentina, Armenia, Australia, Austria, Azerbaijan, Bahrain, Belgium, Bosnia & Herzegovina, Brazil, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hong Kong, Hungary, Iceland, Ireland, Israel, Italy, Japan, Kazakhstan, Kosovo, Kuwait, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Mexico, Moldova, Montenegro, Morocco, Netherlands, New Zealand, Nigeria, North Macedonia, Norway, Poland, Portugal, Qatar, Romania, Saudi Arabia, Serbia, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland, Taiwan, Türkiye, Turkmenistan, Ukraine, United Arab Emirates, United Kingdom, United States, Uzbekistan
Paymix Pro
No published rule
Fees
FINCI
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Standard | €50 "Verification of Client's documents" (not returned if FINCI refuses the account) + €15 account opening | €20 a month | · Source |
| Enterprise | €100 "Verification of Client's documents" (not returned if FINCI refuses the account) + €50 account opening | €45 a month | · Source |
| Premium | €1000 "Verification of Client's documents" (not returned if FINCI refuses the account) + €120 account opening | €120 a month | · Source |
Paymix Pro
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Operational Account, high-risk industries | EUR 900, non-refundable ('Account Application Fee (non-refundable)') | EUR 50 a month, paid annually in advance ('payable annually, in advance on account activation') | · Source |
| Operational Account, medium-risk industries | EUR 260, non-refundable ('Account Application Fee (non-refundable)') | EUR 20 a month, paid annually in advance ('payable annually, in advance on account activation') | · Source |
Closing an account
FINCI
15.2.2. FINCI has the right to unilaterally and out-of-court terminate the Service agreement without specifying the reasons by notifying the Client thereof 60 (sixty) calendar days (if the Client is not the Consumer - 30 (thirty) calendar days) in advance
Paymix Pro
Other than in the circumstances mentioned above in clauses 16.2 and 16.3, We will not close Your Business Account without giving at least 2 months' notice.
Licence
| Licensee | FINCI | Paymix Pro |
|---|---|---|
| Licensee | Finci, UAB (FINCI) · EMI licensed by the Bank of Lithuania (licence No. 60, authorisation LB001933, valid from 2019-12-05) | Finance Incorporated Limited (trading as Paymix Pro) · electronic money institution licensed by the Malta Financial Services Authority under the Financial Institutions Act (company number C55838) |
| Regulator | Bank of Lithuania · | Malta Financial Services Authority · |