Ebury vs Payset: what each publishes
As of October 17, 2026, Ebury takes these industries by its own published rules: Marketplace. Payset: Crypto; AI and SaaS; Marketplace; iGaming, with conditions; Forex and CFD, with conditions.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Ebury
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United States
- Developed Asia-Pacific
- United Arab Emirates
- Latin America
- Other
The regions its own documents name, read on October 9, 2026
Payset
- Argentina
- Australia
- Austria
- Belgium
- Belize
- British Virgin Islands
- Bulgaria
- Canada
- Cayman Islands
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Germany
- Gibraltar
- Greece
- Greenland
- Hong Kong
- Hungary
- Iceland
- Ireland
- Israel
- Italy
- Latvia
- Lithuania
- Luxembourg
- Malta
- Marshall Islands
- Monaco
- Netherlands
- North Macedonia
- Norway
- Poland
- Portugal
- Romania
- Seychelles
- Singapore
- Slovakia
- Slovenia
- South Africa
- Spain
- Sweden
- Switzerland
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | Ebury | Payset |
|---|---|---|
| Crypto | No | Yes |
| AI and SaaS | No published rule | Yes |
| Marketplace | Yes | Yes |
| iGaming | No | With conditions |
| Forex and CFD | No published rule | With conditions |
| Adult | No | No |
| Unlicensed financial services | No | No published rule |
Where owners must live
Ebury
No published rule
Payset
No published rule
Rules about countries
Ebury
the person or entity is located in or ordinarily resident in any country or territory subject to comprehensive territorial Sanctions (at present, being the Crimea and Sevastopol region of Ukraine, the Donetsk, Luhansk, Kherson or Zaporizhzhia oblasts of Ukraine, Cuba, Iran, North Korea, and Syria)
Cuba, Iran, North Korea, Syria
Payset
These countries are prohibited for both nationality and residency unless a rare exception is granted for nationality only (and only if the individual resides in an accepted country): Afghanistan Belarus Burkina Faso Cuba Iran Iraq Libya Myanmar North Korea Russia Somalia South Sudan Sudan Syria Venezuela Yemen Individuals residing in these countries will not be accepted under any circumstances.
Afghanistan, Belarus, Burkina Faso, Cuba, Iran, Iraq, Libya, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen
We currently accept companies incorporated in the following countries:
All countries named (50)
Argentina, Australia, Austria, Belgium, Belize, British Virgin Islands, Bulgaria, Canada, Cayman Islands, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Greenland, Hong Kong, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Lithuania, Luxembourg, Malta, Marshall Islands, Monaco, Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, Seychelles, Singapore, Slovakia, Slovenia, South Africa, Spain, Sweden, Switzerland, Ukraine, United Arab Emirates, United Kingdom, United States
To comply with our internal policies and regulatory obligations, we only accept UBOs (Ultimate Beneficial Owners), Directors, and Authorized Persons who are nationals or residents of the countries listed below.
All countries named (121)
Albania, Algeria, Andorra, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Barbados, Belgium, Belize, Benin, Bermuda, Bolivia, Bosnia & Herzegovina, Brazil, Brunei, Bulgaria, Canada, Chile, China, Colombia, Comoros, Costa Rica, Croatia, Curaçao, Cyprus, Czechia, Denmark, Dominican Republic, Ecuador, Egypt, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Greenland, Guernsey, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Latvia, Lebanon, Liberia, Liechtenstein, Lithuania, Luxembourg, Macao, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritius, Mexico, Moldova, Monaco, Montenegro, Morocco, Nepal, Netherlands, New Zealand, Nicaragua, Nigeria, North Macedonia, Norway, Oman, Pakistan, Panama, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, San Marino, Saudi Arabia, Serbia, Seychelles, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, St Vincent & the Grenadines, Sweden, Switzerland, Taiwan, Thailand, Trinidad & Tobago, Tunisia, Türkiye, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vietnam
Fees
Ebury
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business account | Becoming a customer is free ('Become an Ebury customer Free'), but Ebury 'may charge for providing you with unique account details in your name', amount not stated; it says it will tell you in advance | None listed; the agreement also lets Ebury charge 'a fee for the use of a General Client Account' at its discretion | · Source |
Payset
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business account | Free to open | Free, or a risk-based monthly fee shown in the account | · Source |
Closing an account
Ebury
10.1 Subject to Clauses 10.2, 10.3 and 10.5, either party may terminate this Agreement at any time without reason by giving at least five … Business Daysʼ prior written notice to the other.
Payset
20.4 Each of the parties to this Agreement is entitled to terminate the Agreement with a prior 30 (thirty) days written notice given to the other party.
Licence
| Licensee | Ebury | Payset |
|---|---|---|
| Licensee | Ebury Partners UK Ltd · EMI authorised by the FCA (FRN 900797) · majority-owned by Banco Santander | Pay Set Ltd · EMI authorised by the FCA (FRN 900920) |
| Regulator | FCA · | FCA · |