3S Money vs Ebury: what each publishes
As of October 17, 2026, 3S Money takes these industries by its own published rules: Marketplace; AI and SaaS, with conditions. Ebury: Marketplace.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
3S Money
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United Arab Emirates
- Developed Asia-Pacific
- CIS / Central Asia / Caucasus
- Latin America
- Middle East & North Africa
- Africa
- Other
The regions its own documents name, read on October 9, 2026
Ebury
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
- United States
- Developed Asia-Pacific
- United Arab Emirates
- Latin America
- Other
The regions its own documents name, read on October 9, 2026
Policy by industry
| Industry | 3S Money | Ebury |
|---|---|---|
| Marketplace | Yes | Yes |
| AI and SaaS | With conditions | No published rule |
| Crypto | Sources disagree | No |
| iGaming | No | No |
| Adult | No | No |
| Unlicensed financial services | No | No |
| Forex and CFD | No | No published rule |
Where owners must live
3S Money
No published rule
Ebury
No published rule
Rules about countries
3S Money
We work with shareholders and directors in 190+ countries but are unable to work with businesses in the following:
Afghanistan, Bahamas, Barbados, Belarus, Botswana, Cambodia, Cuba, Eritrea, Ghana, Iran, Iraq, Jamaica, Mali, Mauritius, Myanmar, Nicaragua, North Korea, Pakistan, Palestinian Territories, Panama, Russia, Somalia, South Sudan, Syria, Trinidad & Tobago, Uganda, Vanuatu, Venezuela, Yemen
Ebury
the person or entity is located in or ordinarily resident in any country or territory subject to comprehensive territorial Sanctions (at present, being the Crimea and Sevastopol region of Ukraine, the Donetsk, Luhansk, Kherson or Zaporizhzhia oblasts of Ukraine, Cuba, Iran, North Korea, and Syria)
Cuba, Iran, North Korea, Syria
Fees
3S Money
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Standard | From €500 account opening fee | €100 | · Source |
| Enterprise | From €500 account opening fee | €300 | · Source |
| Enterprise Plus | From €500 account opening fee | Bespoke | · Source |
Ebury
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business account | Becoming a customer is free ('Become an Ebury customer Free'), but Ebury 'may charge for providing you with unique account details in your name', amount not stated; it says it will tell you in advance | None listed; the agreement also lets Ebury charge 'a fee for the use of a General Client Account' at its discretion | · Source |
Closing an account
3S Money
30.1. Regardless of whether you are a Business Client, Small Business Client or Consumer Client, 3S Money, has the authority to end these Terms at any time, by giving you three months’ notice (and, where required by applicable or regulation, we shall explain the reason for such ending).
Ebury
10.1 Subject to Clauses 10.2, 10.3 and 10.5, either party may terminate this Agreement at any time without reason by giving at least five … Business Daysʼ prior written notice to the other.
Licence
| Licensee | 3S Money | Ebury |
|---|---|---|
| Licensee | 3S Money Club Ltd · EMI authorised by the FCA (FRN 900918) · 3S Money Luxembourg S.A. | Ebury Partners UK Ltd · EMI authorised by the FCA (FRN 900797) · majority-owned by Banco Santander |
| Regulator | FCA · | FCA · |