3S Money closed or froze your business account: what its terms say
As of October 9, 2026, these are 3S Money’s own words on closing accounts: the notice it gives, the reasons it names and where a complaint can go next.
Notice before closing
30.1. Regardless of whether you are a Business Client, Small Business Client or Consumer Client, 3S Money, has the authority to end these Terms at any time, by giving you three months’ notice (and, where required by applicable or regulation, we shall explain the reason for such ending).
Reasons it names for closing or suspending an account
we may at any time terminate these Terms with immediate effect by giving written notice to you if: … 30.5.1. we are unable to verify your Information in the manner set out in these Terms; … 30.5.4. you are or become a Designated Person;
Complaints and where to go next
26.3. If after having received our final response, you are still unhappy or not satisfied, you may, if your complaint falls within the Financial Ombudsman’s Jurisdiction, be able to take your complaint to the Financial Ombudsman Service (FOS)
These are the provider’s published terms, not legal advice. Your own agreement and the law where your company is may give you more.