bunq Business vs Knab Zakelijk: what each publishes
As of October 7, 2026
The published rules of bunq Business and Knab Zakelijk, side by side: which industries each excludes or accepts, where owners must live, which countries each names, the licence each holds and the fees each publishes. Each answer links to the page that quotes the rule with the date we read it.
This is not a ranking, and the two names are in alphabetical order. Either provider may still decline your company because of its activity, where it is registered, where its owners live or which licence it holds. The free check applies the rules of every provider in our base to your answers.
Policy by industry
| Industry | bunq Business | Knab Zakelijk |
|---|---|---|
| Crypto | No | No |
| iGaming | No | No |
| Adult | No | With conditions |
| Unlicensed financial services | No | No |
| AI and SaaS | No published rule | No published rule |
| Forex and CFD | No | No |
| Marketplace | No published rule | No published rule |
bunq Business
Knab ZakelijkLicence
| Licensee | bunq Business | Knab Zakelijk |
|---|---|---|
| Licensee | bunq B.V. · bank licensed by De Nederlandsche Bank (Netherlands, DNB register R127999) | Knab, a trade name of BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft (Vienna), through BAWAG AG Branch Netherlands · EEA bank branch on the DNB register (R203477) |
| Regulator | De Nederlandsche Bank · | DNB / FMA Austria (BAWAG) · |
Where owners must live
bunq Business
You cannot open a Business account if any UBOs or non-executives reside outside of the EEA.
Knab Zakelijk
Je woont in Nederland en je bedrijf is in Nederland gevestigd op het moment van klant worden.
Rules about countries
bunq Business
Your business needs to be legitimate and registered in one of the following countries: the Netherlands, Belgium, France, Germany, Austria, Spain, Italy, Ireland, or Portugal.
Austria, Belgium, France, Germany, Ireland, Italy, Netherlands, Portugal, Spain
Knab Zakelijk
Je bedrijf staat ingeschreven bij KVK en is actief en gevestigd in Nederland.
Je bent niet (mogelijk) belastingplichtig in de Verenigde Staten (in de Voorwaarden Zakelijk Betalen staat wanneer dit het geval kan zijn).
Fees
bunq Business
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| bunq Core Business | Not stated | EUR 7.99 a month, 5 accounts included; the first three directors free, then EUR 5.99 a month for each further director | · Source |
| bunq Pro Business | Not stated | EUR 13.99 a month, 25 accounts included; the first three directors free, then EUR 5.99 a month for each further director | · Source |
| bunq Elite Business | Not stated | EUR 23.99 a month, 25 accounts included; the first three directors free, then EUR 5.99 a month for each further director | · Source |
Knab Zakelijk
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Business account, bv | Free (customer due diligence) | EUR 11 per month per bv after the first 12 months free (current offer) | · Source |
| Business account with bookkeeping package, bv | Free (customer due diligence) | EUR 27 per month | · Source |