Genome vs ZEN.COM: what each publishes
As of October 17, 2026, Genome takes these industries by its own published rules: iGaming, with conditions; AI and SaaS, with conditions; Forex and CFD, with conditions. We hold no such rule from ZEN.COM.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Genome
- Åland Islands
- Australia
- Austria
- Belgium
- Bulgaria
- Canada
- Costa Rica
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- French Guiana
- Germany
- Greece
- Guadeloupe
- Hong Kong
- Hungary
- Iceland
- Ireland
- Isle of Man
- Israel
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Martinique
- Mayotte
- Netherlands
- New Zealand
- North Macedonia
- Norway
- Poland
- Portugal
- Réunion
- Romania
- Seychelles
- Singapore
- Slovakia
- Slovenia
- Spain
- St Barthélemy
- St Martin
- Sweden
- Switzerland
- Ukraine
- United Arab Emirates
- United Kingdom
Its own list of countries, quoted below with its source and date
ZEN.COM
Its own list of countries, quoted below with its source and date
Policy by industry
| Industry | Genome | ZEN.COM |
|---|---|---|
| iGaming | With conditions | Depends on the activity |
| AI and SaaS | With conditions | No published rule |
| Forex and CFD | With conditions | No published rule |
| Crypto | Depends on the activity | No published rule |
| Adult | No | No |
| Unlicensed financial services | No | No |
| Marketplace | No published rule | No published rule |
Where owners must live
Genome
No published rule
ZEN.COM
No published rule
Rules about countries
Genome
Legal persons registered in countries included in the List of Allowed Countries and Territories can open business accounts with Genome.
All countries named (53)
Åland Islands, Australia, Austria, Belgium, Bulgaria, Canada, Costa Rica, Croatia, Curaçao, Cyprus, Czechia, Denmark, Estonia, Finland, France, French Guiana, Germany, Greece, Guadeloupe, Hong Kong, Hungary, Iceland, Ireland, Isle of Man, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Netherlands, New Zealand, North Macedonia, Norway, Poland, Portugal, Réunion, Romania, Seychelles, Singapore, Slovakia, Slovenia, Spain, St Barthélemy, St Martin, Sweden, Switzerland, Ukraine, United Arab Emirates, United Kingdom
List of prohibited countries for clients, beneficiaries, payment destinations and other relationships
All countries named (39)
Afghanistan, Bangladesh, Belarus, Benin, Central African Republic, Chad, Cuba, DR Congo, Equatorial Guinea, Eritrea, Ghana, Guam, Guinea, Guinea-Bissau, Guyana, Iran, Iraq, Laos, Lebanon, Liberia, Libya, Mali, Mongolia, Mozambique, Myanmar, Nigeria, North Korea, Pakistan, Russia, Samoa, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Syria, Uzbekistan, Yemen, Zimbabwe
ZEN.COM
Your company must be registered in one of these countries to open a ZEN Business account:
Your identity will need to be verified with a valid passport from one of our accepted countries.
All countries named (194)
Åland Islands, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antigua & Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia & Herzegovina, Brazil, Brunei, Bulgaria, Burkina Faso, Cambodia, Cameroon, Canada, Cape Verde, Caribbean Netherlands, Cayman Islands, Central African Republic, Chad, Chile, China, Colombia, Comoros, Cook Islands, Costa Rica, Côte d’Ivoire, Croatia, Curaçao, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, Equatorial Guinea, Estonia, Eswatini, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kyrgyzstan, Latvia, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Mongolia, Montenegro, Montserrat, Morocco, Mozambique, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Niger, Niue, North Macedonia, Northern Mariana Islands, Norway, Oman, Palau, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Réunion, Romania, Rwanda, Samoa, San Marino, São Tomé & Príncipe, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Sint Maarten, Slovakia, Slovenia, Solomon Islands, South Korea, Spain, Sri Lanka, St Barthélemy, St Helena, St Kitts & Nevis, St Lucia, St Martin, St Pierre & Miquelon, St Vincent & the Grenadines, Suriname, Svalbard & Jan Mayen, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Timor-Leste, Togo, Tonga, Trinidad & Tobago, Türkiye, Turkmenistan, Turks & Caicos Islands, Tuvalu, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Wallis & Futuna, Zambia, Zimbabwe
Fees
Genome
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Low-risk business account | EUR 100 initial EUR IBAN account opening fee (one-time) | EUR 10 a month or EUR 100 a year | · Source |
| High-risk business account | EUR 500 initial EUR IBAN account opening fee (EUR 1,000 for Curaçao companies) | EUR 100 a month or EUR 1,000 a year; multi-currency account EUR 100 a month | · Source |
ZEN.COM
No fee we could verify
Closing an account
Genome
We may terminate this Agreement unilaterally or stop providing any or all of Genome Services or products at any time without indicating the reason by giving You at least two (2) months’ prior notice to be sent to Your verified e-mail address with Us.
ZEN.COM
If we terminate the merchant’s agreement, we will notify the merchant 60 days in advance.
Licence
| Licensee | Genome | ZEN.COM |
|---|---|---|
| Licensee | UAB "Maneuver LT" (Genome) · electronic money institution licensed by the Bank of Lithuania (LB000453) | UAB ZEN.COM · electronic money institution licensed by the Bank of Lithuania (LB000457) · ZEN-UK Limited · EMI authorised by the FCA (FRN 1000019) |
| Regulator | Bank of Lithuania · | Bank of Lithuania / FCA · |