Clear Junction vs Xace: what each publishes
As of October 26, 2026, Clear Junction takes these industries by its own published rules: Crypto, with conditions; Marketplace, with conditions. Xace: AI and SaaS; iGaming, with conditions.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
Clear Junction
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
The regions its own documents name, read on October 9, 2026
Xace
- United Kingdom
- EU / EEA (western & northern, plus Spain, Italy, Portugal)
- EU / EEA (Baltics, central & eastern, plus Croatia, Greece, Cyprus, Malta)
- Switzerland / Liechtenstein
The regions its own documents name, read on October 21, 2026
Policy by industry
| Industry | Clear Junction | Xace |
|---|---|---|
| AI and SaaS | No published rule | Yes |
| Crypto | With conditions | No published rule |
| iGaming | No | With conditions |
| Marketplace | With conditions | No published rule |
| Forex and CFD | Depends on the activity | No published rule |
| Adult | No | No published rule |
| Unlicensed financial services | No | No published rule |
Where owners must live
Clear Junction
No published rule
Xace
No published rule
Rules about countries
Clear Junction
The following jurisdictions are Prohibited countries for accounts with Clear Junction.
All countries named (58)
Afghanistan, American Samoa, Anguilla, Antigua & Barbuda, Aruba, Bahamas, Barbados, Belarus, Belize, Bermuda, Bosnia & Herzegovina, British Virgin Islands, Cayman Islands, Central African Republic, Cook Islands, Costa Rica, Cuba, Curaçao, Dominica, Dominican Republic, DR Congo, Fiji, Guam, Guinea, Guinea-Bissau, Haiti, Iran, Iraq, Lebanon, Libya, Mali, Marshall Islands, Mauritius, Myanmar, Nicaragua, Niger, North Korea, Palau, Palestinian Territories, Panama, Puerto Rico, Russia, Samoa, Seychelles, Somalia, South Sudan, St Kitts & Nevis, St Lucia, St Vincent & the Grenadines, Sudan, Syria, Trinidad & Tobago, Turks & Caicos Islands, U.S. Virgin Islands, Vanuatu, Venezuela, Yemen, Zimbabwe
Xace
No published rule
Fees
Clear Junction
No fee we could verify
Xace
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Gaming Payment Account | Price on application ('£POA joining fee') | GBP 250 a month per account | · Source |
| Business Payment Account | Price on application ('£POA joining fee') | GBP 250 a month per account | · Source |
Closing an account
Clear Junction
We hold no quote from its terms on notice before closing.
Xace
11.2 We may close a Payment Account by notifying You by e-mail or through the Portal on at least three months' notice or immediately if We suspect that there has been a breach of these Terms and Conditions.
Licence
| Licensee | Clear Junction | Xace |
|---|---|---|
| Licensee | Clear Junction Ltd · EMI authorised by the FCA (FRN 900684) | Xace Limited · authorised payment institution, FCA (FRN 948213), and EMD agent of Modulr FS Limited (agent reference 902828) · accounts and cards provided by Modulr FS Limited · electronic money institution authorised by the FCA (FRN 900573), or by Modulr Finance B.V. · electronic money institution authorised by De Nederlandsche Bank (R182870) · Xace Malta Ltd · payment institution licensed by the Malta Financial Services Authority (C 102626) |
| Regulator | FCA · | FCA / DNB / MFSA · |