American Express Business Checking vs Chase Business Complete Banking: what each publishes
As of October 17, 2026, we hold published rules from American Express Business Checking on 4 of 7 industries and from Chase Business Complete Banking on 0.
Not a ranking: the two names are in alphabetical order. The free check applies every provider’s rules to your own answers.
Where it takes companies from
American Express Business Checking
The regions its own documents name, read on October 9, 2026
Chase Business Complete Banking
The regions its own documents name, read on October 9, 2026
Policy by industry
| Industry | American Express Business Checking | Chase Business Complete Banking |
|---|---|---|
| Crypto | No | No published rule |
| iGaming | No | No published rule |
| Unlicensed financial services | No | No published rule |
| Forex and CFD | No | No published rule |
| Adult | No published rule | No published rule |
| AI and SaaS | No published rule | No published rule |
| Marketplace | No published rule | No published rule |
Where owners must live
American Express Business Checking
To open an Account with us, you and/or your Primary Admin must be at least 18 years old, a U.S. citizen or a resident alien with a valid Social Security number (SSN) or other taxpayer identification number or individual taxpayer identification number (TIN or ITIN) and have a physical business street address in the United States, Puerto Rico, U.S. Virgin Islands, Guam, American Samoa or Northern Mariana Islands.
Chase Business Complete Banking
No published rule
Rules about countries
American Express Business Checking
No published rule
Chase Business Complete Banking
No published rule
Fees
American Express Business Checking
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Amex Business Checking | Free to open ('Account Opening No fee') | None ('Monthly Account Maintenance Fee No fee') | · Source |
Chase Business Complete Banking
| Plan | Account opening | Monthly | Checked |
|---|---|---|---|
| Chase Business Complete Banking | Not stated | USD 15, waivable (for example with a USD 2,000 minimum daily balance) | · Source |
Closing an account
American Express Business Checking
We may also close your Account and terminate or suspend your use of and access to any or all of our Account services for any reason and at any time by giving you reasonable notice. Reasonable notice depends on the circumstances, and, in some cases, it might be reasonable for us to give notice after we have closed or frozen the Account.
Account closed or frozen? What American Express Business Checking’s terms say
Chase Business Complete Banking
Either you or we may close your account at any time for any reason or no reason without prior notice.
Account closed or frozen? What Chase Business Complete Banking’s terms say
Licence
| Licensee | American Express Business Checking | Chase Business Complete Banking |
|---|---|---|
| Licensee | American Express National Bank · national bank chartered by the OCC, Member FDIC (FDIC cert 27471) | JPMorgan Chase Bank, N.A. · national bank chartered by the OCC, Member FDIC (FDIC cert 628) |
| Regulator | FDIC / OCC · | FDIC / OCC · |