Which EMIs and banks take a company like yours by their own published rules, what each asks for, and what to confirm before you pay a fee.
Free · Eight questions · No documents
The check starts from your company, not from a provider’s list.
Owner residency may affect eligibility and the checks a provider runs.
GBP and EUR flows raise questions about account types, transfer routes and FX costs.
Before the next one, know which published requirements apply and where your profile stands against them.
A fictional UK software company with two owners in Spain: the provider with the fewest open conditions, an alternative, and the provider whose own rule excludes it. The full version carries the conditions, the costs and the dated sources.
Illustrative case. Legal entities, source links and checks dated Oct 9, 2026 are in the full report.
01Account options
UK software companyEXAMPLE CASE / 001
| Provider | Where it stands | What decides it |
|---|---|---|
| Wise Business | Check first | Director checks and UK office evidence |
| 3S Money | Alternative enquiry | Fees and plan for this profile |
| Starling Bank | Excluded | Published rule on owner residency |
02What’s next
UK software companyEXAMPLE CASE / 001
03Company profile
UK software companyEXAMPLE CASE / 001
Case assumptions
Every finding names its source and the date it was checked. Where sources disagree or a rule is unpublished, the report says so instead of guessing. Most providers are EMIs, electronic money institutions, rather than banks; both publish their requirements, and we check them the same way.
Where the company is incorporated, what it does, where its owners live, its volumes and currencies. No documents and no company name.
Your answers are compared with each provider’s published acceptance policy and fees. Every finding carries its source and the date it was checked.
Who excludes you and why, who does not, and what to confirm with them before you pay any provider fees.
Based on providers’ published policies. No provider pays for placement. Disclosure
See which providers take your company by their own published rules, what each one asks for, and what to prepare before you pay an application fee.
Free
Eight questions · No documents
Providers whose own published rules take your activity, then those that take it with conditions, each condition listed. The result opens with where to start, by how well rules, currencies and fees match your answers.
The steps your answers call for, such as a licence to have ready or where an owner must live, each tied to the rule that asks for it.
Review, monthly and other fees as each provider publishes them. Where a provider does not publish its fees, the result says so.
Every finding links to its source, with the date it was checked. Providers whose rules exclude you are listed at the end, with the quote. The full report opens as a web page you can print.
The check reads providers’ published policies. Each provider makes its own decision on your application.
Yes. While the pilot runs, the check and the full result are free: nothing to pay, no card and no documents.
Each EMI or bank makes its own decision after reviewing your application. We identify supported routes and specific blockers; we do not invent approval odds.
No. Banxta compares your answers with providers’ published policies and shows you the result; it does not hold funds or provide accounts. Most of the providers it compares are EMIs (electronic money institutions) rather than banks. Each one decides on your application itself.
The result opens as soon as you answer the last question. It starts with where to apply: the providers whose own published rules take your company, with every condition to confirm under each and each provider’s published fees, or a note that it does not publish them. Then what to prepare before you apply, and at the end the providers whose published policy excludes your profile, each with the quote and the date it was read. The full report opens as a web page you can print.
Then the result says so. Each exclusion is quoted with its date, and the steps under “Before you apply” show what each rule turns on, so you can see what would change the answer. If no provider we track serves your country and currencies, the result says that too: it is a gap in our base as much as a statement about your business.
Straight away. The eight questions take about two minutes, and the result opens as soon as you answer the last one. It is built from published policies; nobody reviews your answers by hand.
