Does Xapo Bank accept marketplace businesses? (October 2026)
No: as of October 12, 2026, Xapo Bank does not accept marketplace businesses, per its published policy.
No
Licensee: Xapo Bank Ltd (Gibraltar Financial Services Commission)
What the policy says
Can my organisation use the Institutional Account for operational fiat or stablecoin payments to third parties? … No. All payments to and from this account must be between your Xapo Bank account and bank accounts or wallets that share the exact same account holder name.
Has this rule changed? Tell us