First Citizens Innovation Banking (formerly Silicon Valley Bank) closed or froze your business account: what its terms say
As of October 16, 2026, these are the parts of First Citizens Innovation Banking (formerly Silicon Valley Bank)’s terms on closing accounts that we could quote; where we hold no quote, the page says what we read.
Notice before closing
We may, at our discretion, and without notice, close, cancel, freeze, suspend or terminate any account, product or service you have with us, any time, with or without cause.
Reasons it names for closing or suspending an account
If we are not able to verify your identity to our satisfaction, we will not open your account, or we may close the account if it was previously funded.
Complaints and where to go next
When we read its documents on October 16, 2026, we found no published complaints route.
What we read: innovation.firstcitizens.com/content/da… · innovation.firstcitizens.com/contact
These are the provider’s published terms, not legal advice. Your own agreement and the law where your company is may give you more.