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Does Mercury accept crypto businesses? (September 2026)

Depends on the activity. As of September 24, 2026, Mercury Technologies Inc. (FDIC-insured partner banks) has no rule for crypto businesses as a whole, per its published policy. By activity: Crypto exchange / OTC: Will not accept; Web3 infrastructure (no client funds): Yes; Crypto payments, custody, on/off-ramp: With conditions.

What the policy says

Mercury: crypto policy by activity
ActivityStatusScopeChecked
Mercury · Crypto exchange / OTCWill not acceptBusiness account
Mercury · Web3 infrastructure (no client funds)YesBusiness account
Mercury · Crypto payments, custody, on/off-rampWith conditionsBusiness account

We do not currently support Money Services Businesses or exchanges.

Mercury · Crypto exchange / OTC · Will not accept · · Source

We support thousands of crypto and web3 startups, DAOs, and funds.

Mercury · Web3 infrastructure (no client funds) · Yes · · Source

We support thousands of crypto and web3 startups, DAOs, and funds.

Mercury · Crypto payments, custody, on/off-ramp · With conditions · · SourceConditions: Mercury accounts hold fiat only; custody businesses are supported as clients, not as a crypto-holding product

What founders report

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Who accepts crypto

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