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American Express Business Checking a fermé ou gelé votre compte professionnel : ce que disent ses conditions

Au 9 octobre 2026, voici, mot pour mot, ce que American Express Business Checking écrit sur la fermeture des comptes : le préavis donné, les motifs invoqués et à qui adresser une réclamation ensuite.

Préavis avant la fermeture

We may also close your Account and terminate or suspend your use of and access to any or all of our Account services for any reason and at any time by giving you reasonable notice. Reasonable notice depends on the circumstances, and, in some cases, it might be reasonable for us to give notice after we have closed or frozen the Account.

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Motifs cités pour fermer ou suspendre un compte

We may, at any time, for any reason in our sole discretion and without prior notice, close your Account … Providing incorrect or misleading data to us when opening the Account or at any other time; … Engaging or attempting to engage in activity we believe is illegal or fraudulent; … Maintaining a physical business street address for the Account that is outside the United States, Puerto Rico, U.S. Virgin Islands, Guam, American Samoa or Northern Mariana Islands … Failing to fund the Account within one hundred and twenty (120) calendar days after we approve your application;

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Réclamations et recours

Most accountholder concerns can be resolved by calling us at 1-855-497-1040 for your business checking Account or at 1-800-297-3001 for your business savings Account. … you or we may submit the Claim to JAMS (1-800-352-5267, jamsadr.com) or the American Arbitration Association (AAA) (1-800-778-7879, adr.org) for mediation.

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Ce sont les conditions publiées du prestataire, pas un conseil juridique. Votre propre contrat et le droit du pays de votre entreprise peuvent vous donner davantage.